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2012 401k Contribution Limits

The IRS sets 401(k) contributions each year.  While you should save as much as you can for retirement, it’s important not to exceed the contribution limits.   The 2012 401(k) contribution limits have...

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5 Ways to Make Extra Money in 2012

Even if you’re a frugal spender and meticulous saver, your budget might still be tight at the end of the month.  When you’ve done all that you can to trim your expenses, you might need to look at...

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Teaching Your Kids About Money in 5 Steps

The following is a guest post.  If you would like to contribute to Smart Money Hacks, contact us. If you want your kids to grow up in a financial volatile world as responsible financial adults, you...

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50 Cent Stamp Prices?

The US Post Office has submitted a 5-year business plan proposal to congress that increases the price of stamps to $0.50 and ends Saturday delivery of mail.  This 11% increase in the price of stamps...

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Is Annual Credit Report a Scam?

Everyone likes the idea of getting something for nothing, but as the saying goes, “if something is too good to be true, it probably is.”   This is especially true when it comes to financial sites and...

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The Skinny on Roth IRAs

Jeff at Good Financial Cents is hosting the Roth IRA movement.  This article is a part of that movement to educate people about the importance of saving for retirement. Why Save for Retirement, I Have...

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What is the GSA Scandal All About?

We knew the Government was wasteful with tax dollars, right?  Sure we did, but we try not to get bothered by it every day. But it’s hard not to get bothered when you hear about the GSA scandal.  Not...

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IRA Contribution Limits

Contribution limits for IRAs are established by the IRS and vary slightly according to the type of IRA. Three common types of IRAs: traditional, Roth and SIMPLE. Although the contribution limits may...

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How To Choose The Best Roth IRA Account

Most experts agree that one of the best choices for retirement investments is a Roth IRA account. It offers the ability to defer taxes while investing for long term growth, giving the investor the best...

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How to Get a Raise at Work

These days, everyone would like to get a raise at work. But in today’s economy, what’s the best way to do that? First of all, you have to make yourself a very valuable asset to your company. You need...

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Unemployment as a hindrance to a clean report – Ways to protect your credit...

In November 2012, The Labor Department reported a 7 month low for unemployment rates in the US. Although such numbers are reassuring, recent data seems to confirm this entire trend of more and more...

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Four Ways to Make Money on the Web

Making more money is something that interests everyone. Improving one’s finances is at the forefront of most peoples’ minds. The web happens to be a place that’s able to offer up a smorgasbord of...

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Simple Ways to Save Hundreds Each Month

It seems as though you are perpetually short on cash. You never seem to have enough in the bank to feel comfortable, and some months are a little scarier than others are. You aren’t alone. Many people...

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How to Search Jobs – Searching Employment Job Postings by State

How to Search Jobs – Searching Employment Job Postings by State Learning how to search jobs is becoming increasingly difficult for individuals that are suffering from the grips of the part-time job...

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