2012 401k Contribution Limits
The IRS sets 401(k) contributions each year. While you should save as much as you can for retirement, it’s important not to exceed the contribution limits. The 2012 401(k) contribution limits have...
View Article5 Ways to Make Extra Money in 2012
Even if you’re a frugal spender and meticulous saver, your budget might still be tight at the end of the month. When you’ve done all that you can to trim your expenses, you might need to look at...
View ArticleTeaching Your Kids About Money in 5 Steps
The following is a guest post. If you would like to contribute to Smart Money Hacks, contact us. If you want your kids to grow up in a financial volatile world as responsible financial adults, you...
View Article50 Cent Stamp Prices?
The US Post Office has submitted a 5-year business plan proposal to congress that increases the price of stamps to $0.50 and ends Saturday delivery of mail. This 11% increase in the price of stamps...
View ArticleIs Annual Credit Report a Scam?
Everyone likes the idea of getting something for nothing, but as the saying goes, “if something is too good to be true, it probably is.” This is especially true when it comes to financial sites and...
View ArticleThe Skinny on Roth IRAs
Jeff at Good Financial Cents is hosting the Roth IRA movement. This article is a part of that movement to educate people about the importance of saving for retirement. Why Save for Retirement, I Have...
View ArticleWhat is the GSA Scandal All About?
We knew the Government was wasteful with tax dollars, right? Sure we did, but we try not to get bothered by it every day. But it’s hard not to get bothered when you hear about the GSA scandal. Not...
View ArticleIRA Contribution Limits
Contribution limits for IRAs are established by the IRS and vary slightly according to the type of IRA. Three common types of IRAs: traditional, Roth and SIMPLE. Although the contribution limits may...
View ArticleHow To Choose The Best Roth IRA Account
Most experts agree that one of the best choices for retirement investments is a Roth IRA account. It offers the ability to defer taxes while investing for long term growth, giving the investor the best...
View ArticleHow to Get a Raise at Work
These days, everyone would like to get a raise at work. But in today’s economy, what’s the best way to do that? First of all, you have to make yourself a very valuable asset to your company. You need...
View ArticleUnemployment as a hindrance to a clean report – Ways to protect your credit...
In November 2012, The Labor Department reported a 7 month low for unemployment rates in the US. Although such numbers are reassuring, recent data seems to confirm this entire trend of more and more...
View ArticleFour Ways to Make Money on the Web
Making more money is something that interests everyone. Improving one’s finances is at the forefront of most peoples’ minds. The web happens to be a place that’s able to offer up a smorgasbord of...
View ArticleSimple Ways to Save Hundreds Each Month
It seems as though you are perpetually short on cash. You never seem to have enough in the bank to feel comfortable, and some months are a little scarier than others are. You aren’t alone. Many people...
View ArticleHow to Search Jobs – Searching Employment Job Postings by State
How to Search Jobs – Searching Employment Job Postings by State Learning how to search jobs is becoming increasingly difficult for individuals that are suffering from the grips of the part-time job...
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